Clarity for the Chaos You’re In: Home Buying and Wealth Building with Jennifer Molina

If your brain is half-wrapping gifts and half-spiraling about money…then this one’s for you.

Paulina sits down with Jennifer Molina — Guaranteed Rate lender, mom of two, and Ecuador-to-Chicago powerhouse — to talk about what it actually looks like to build stability (and generational wealth) while raising little kids, paying for childcare, and trying to keep dinner on the table.

We get into:

• Jennifer’s story: immigrating from Ecuador at 8, corporate finance, and how she found her lane in lending

• The real “mom math” of childcare + work + capacity (and the boundaries that get blurry fast)

• Why Jennifer’s big wealth-building hot take is multi-units—and how motherhood shifts the whole “why” behind buying

• What the market looks like right now heading into winter, and why buyers may have a little more leverage than they think

• First-time homebuyer basics: start with a lender, build a game plan early, and don’t wait until you “feel ready”

• Credit + down payment help: how credit simulators and assistance programs can move the needle

Bottom line: you don’t need to have it all figured out — you just need a plan and the right people on your team.

🎧 Tune in Now

• Listen on Apple Podcasts

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✨ Stay Connected

Want to work with Jennifer? Find her here on Instagram: @HomeLoansByJennifer

Join the conversation: @mamicollective | @paulinaroe

We’re grateful to have you here. Being a mom and going after your dreams isn’t easy, but you’re doing better than you think. Keep going — you’ve got this.